Checklist for buying a brand new Maruti Suzuki Swift

The Maruti Suzuki Swift is an unbeatable option in the compact hatchback segment in India. Apart from its stylish interior and exterior design and lightweight chassis, this car offers much more. 

A brand new Maruti Suzuki Swift comes with a vast range of attractive features, including an automatic gearbox, a 4-cylinder engine, high mileage and many more. However, a responsible car enthusiast must consider a few things before buying this four-wheeler. 

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Checklist for Buying Maruti Suzuki Swift

Take a look at the following factors:

  1. Budget

When it comes to budget, maximum people think about the car’s pricing. However, the budget actually includes maintenance costs, insurance costs and other expenses after the purchase. The price of a Maruti Suzuki Swift ranges between 5.92 lakhs to 8.85 lakhs INR, and a buyer should calculate the budget accordingly, considering its maintenance and other expenses.

  1. Driving comfort 

Every car owner looks forward to a comfortable driving experience while planning to purchase a new vehicle. The all-new Maruti Suzuki Swift is designed to offer both safety and comfort to enhance its owner’s driving experience. Its dual airbags, rear parking sensors, ABS with EBD, 4.2-inch TFT driver’s display, ISOFIX mounts, etc., offer safe and comfortable driving.

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  1. Ease of maintenance 

Maximum car owners lead busy lives, and taking time from this schedule for their vehicle’s maintenance is hectic. Focusing on that, Maruti Suzuki Swift comes with best-in-class efficiency and low maintenance. Thus, it’s a perfect choice for the busiest car enthusiasts!

  1. Engine 

With its brand new 1.2-litre K-Series, Dual Jet, Dual VVT engine, this four-wheeler offers a sporty and efficient performance. Maruti Suzuki Swift is the right fit if you are looking for a convenient auto transmission car with high fuel economy.

Why should you get your Maruti Suzuki Swift insured?

Buying a car is not only limited to ownership; it also comes with a responsibility to maintain and manage the car. Hence, car owners must step forward, safeguarding it from unforeseen incidents and mishaps. Purchasing a car insurance policy for your all-new Maruti Suzuki Swift will protect you financially and cover the damages and losses caused due to an accident, theft, losses and other mishaps.

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Car insurance plans for Maruti Suzuki Swift

While opting for a Maruti car insurance policy, you will come across two types of insurance plans:

  1. Third-party car insurance policy: According to the Motor Vehicles Act 1988, every vehicle owner must at least insure their cars against third-party liabilities.

  2. Comprehensive car insurance policy: A comprehensive car insurance policy covers the losses and damages caused to the owner and third-party lives and property in an accident.

Though car insurance covers the losses and damages caused to one’s four-wheeler and third party, there are some exclusions as well. Here’s a list of the circumstances that are included and excluded from the insurance plan coverage

Inclusions of Maruti car insurance 

The Maruti car insurance coverage will be available for the following circumstances:

  • Damages and losses aroused due to collisions and accidents

  • The car is stolen

  • Damages caused to the car due to an accidental fire, natural disasters, etc.

  • The owner passes away in an accident

  • Third-party losses and damages caused due to an accident

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Exclusions of Maruti car insurance

Maruti car insurance policy will not offer any coverage or compensation in the following cases:

  • Damages caused due to drunk driving without a valid driving license are not eligible for insurance coverage

  • Consequential damages are not counted under insurance coverage

  • Some coverage are only provided with add-on covers. Hence, you cannot claim that if you have not purchased add-ons.

  • Damage to own vehicle (only in case of a third-party insurance policy)


Considering the rapid increase of vehicles on roads, car insurance is a must-have for every vehicle owner. It provides much-needed financial assistance during a crisis moment. Hence, one should not miss insuring the brand-new Maruti Suzuki Swift.

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